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The Truth About QR Code Payments - What's Secure, What's Not, What's Next

June 5, 2025

Not all QR codes work the same way. This episode explores the difference between easily spoofed static QR codes and the new generation of secure Payment QR Codes.

By matera

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Not all QR codes work the same way. This episode explores the difference between easily spoofed static QR codes and the new generation of secure Payment QR Codes. Learn how these advanced codes enable real-time payments through platforms like FedNow and RTP, using digital signatures and app-based authentication—no credentials or redirects needed. With U.S. standards in development and proven success abroad, QR code payments are ready to scale.

Listen to the latest episode of Real Time Payments Revolution here.